Why am I doing this?
For one thing, I think it’s interesting to see patterns in my own spending. Is there something I’m spending an inordinate amount on that’s unnecessary? Are certain items flukes? Am I buying too much processed food and not enough fresh food?
Also, lists and spreadsheets are fun. And it’s nice to have some cold hard statistics through this blog, which often explores topics that Gaby Dunn referred to in Season 2 Episode 1 of her podcast Bad with Money as “Finances and Feelings.”
If you’d like to get into the cold hard numbers, they’re available on this Open Grocery 2019 Google Sheet.
Here are some fun facts from the last two months:
I spent an almost identical amount on fake meat products in October as I did in September.
In September, I spent $12.67 on various meat substitutes (LightLife burgers, hi-protein veggie burgers from TJ’s). In October, I spent $12.96 on meat substitutes (more hi-protein veggie burgers, tofurkey lunch slices). Because fake meat is generally more expensive than natural vegan proteins like tofu or beans, this was something I was planning on cutting out in the future; however, $13 is doable (especially when I get 26 grams of protein from one $1.75 veggie patty).
I spent more money on alcohol in October than I did in September.
This one doesn’t surprise me. My partner left Germany at the end of August, and I just ended up not really drinking after he left. I figured it would just make me sad. Now that I’m used to the life of a lonely spinster (ha ha ha), I’ve started drinking a teensy bit more. In September I bought a bottle of wine; in October I bought a six-pack of beer and one can of sparkling wine (WOOO). Like the fake meat, this amount isn’t so large that I feel the need to cut back.
I discovered that Safeway digital coupons don’t always depict the correct products.
One of my downfalls from last month were coupon errors. As in the case of the Chocolove bars, sometimes the coupon shows an item, and we think we understand what it’s for, but the fine print indicates otherwise. This also happened with my Outshine fruit bars–the coupon was for only the regular fruit bars, not the chocolate-dipped ones (even though they’re the same price, you just get one less bar). I had this happen with a yogurt too (I think it was only for one specific flavor). Anyway, I did save myself from one coupon mistake this month–for cereal. For the past few weeks, I was eating Safeway Signature Select Raisin Bran (or Raisin Granola Clusters, or whatever the hell they call it). I got a digital coupon for a Signature Select cereal, and the cereal I usually ate was on the picture. Yay! However, after reading the fine print on the coupon, I saw it was only for cereals from 11.3 to 13 oz. But my Raisin Bran was over 14 oz. And they don’t make it in any other sizes. So the picture didn’t actually match the coupon.
IT WAS A RUSE! A CLEVER ATTEMPT TO TRICK ME!
So now I’ve learned to read the fine print on every coupon at Safeway and never take anything at face value (sigh). Also, I eat oatmeal now.
I spent more money overall in October than I did in September.
In September, I spent a total of $196.12 out of a budgeted $200. In October, I spent a total of $218.84, which is $18.84 over what I anticipated spending. There are two things that stick out in my budget that I think caused this over spending–pea protein and carrot cake supplies.
I recently had an appointment with a Registered Dietician (yet another perk HR gives us in exchange for not paying everyone a decent living wage in the HCOL south bay). After spieling off my laundry list of dietary issues (egg intolerance, possible soy intolerance, IBS, vegetarian), she suggested pea protein. Trader Joe’s had it the cheapest at 16.5 oz for $11.99. So, that’s $12 outside of what I usually eat. If I weren’t an athlete, I wouldn’t care; however, if I ever want to send V7 (climbing grade), I need to make sure I’m fueling myself properly.
Additionally, I wanted to make carrot cake. I had some coupons for supplies at Sprouts, but I ended up not being able to access them. Like many grocery stores, Sprouts has a rewards program/coupon situation. However, unlike many grocery stores, you can’t just type in your phone number on the keypad; you have to open the Sprouts app and scan a barcode in order to access your coupons. While I was in line, the app logged out. Then the app froze, and I couldn’t log back in. There were only two cashiers and I started to get really flustered because the line was really long, so I just gave up and paid full price for everything. THANKS, SOCIAL ANXIETY!
(Also, Sprouts, seriously, just let me put in my damn phone number.)
(Also, if you’re still reading this, the vegan coconut-based frosting was super gross. Next time I’ll just get confectioner’s sugar, vanilla, and earth balance.)
So yeah, my grand plan of trying to get my grocery budget down to $175 for the month did not go well.
Was this a huge problem? No. The $200/month is a limit I set for myself in order to help maximize the amount of money I put toward things like savings and student loans. I am very fortunate in even having the option of overspending on groceries; many people (my family in my childhood, for instance) don’t have that option. However, I am still committed to getting my grocery bill down (which honestly, if I just ate all the crap in my cupboards, I would probably spend like $10 on other groceries).
Can I meet my $175 goal in November? LET’S FIND OUT!